Financial clarity for construction contractors who want predictable cash flow and durable margins

Fractional CFO services for construction contractors who need clean WIP, reliable forecasting, and decision-ready financials.

The Problem

Most growing construction firms don’t have a revenue problem. They have a financial visibility problem.

• Job-level margins drift because WIP and cost-to-complete are unreliable
• Cash flow surprises happen despite “profitable” jobs on paper
• Owners make six-figure decisions without forward-looking financials they actually trust

Who We Work With

Aptura Financial works with construction firms that have outgrown basic bookkeeping but are not ready for a full-time CFO.

• Specialty trade contractors (HVAC, electrical, mechanical, plumbing, low-voltage, and others)
• Design-build and self-performing general contractors
• Firms typically between $3M and $50M in annual revenue
• Owners who want forward-looking insight, not just historical reports

What We Do

We step in as a fractional CFO to bring structure, visibility and discipline to the financial side of your business.

• Clean, defensible WIP schedules tied to job-level reality
• Cash flow and backlog forecasting you can confidently plan around
• Margin analysis that explains where profit is leaking and why
• Decision-ready reporting that supports pricing, staffing and growth

How It Works

Our engagement follows a clear, structured process designed to create clarity quickly and avoid disruption.

1. Diagnose – We assess your finiancial data, WIP and reporting to identify gaps and risks.
2. Stabilize – We clean up core reporting, establish forecasts and create reliable decision tools.
3. Operate – We provide ongoing CFO-level insight, cadence and guidance as your business evolves.

Credibility

We bring senior-level financial discipline to construction businesses without the overhead of a full-time executive.

• More than a decade of experience working with construction contractors on WIP, cash flow, and job-level profitability
• Deep experience with WIP accounting, cost-to-complete analysis and job-level margin control
• Background working with specialty trades and self-performing contractors
• CFO-level rigor focused on cash flow, risk management and decision support

Get In Touch

If you want clearer financial visibility and more confident decision-making, the next step is a straightforward conversation.